Genesee Patrons Cooperative Insurance Company offers the following coverage's for a wide variety of situations:

Designed to meet the needs of homes across New York State. In addition, a preferred homeowners program is offered PATRONS PREFERENCE - for qualifying homes. 3 & 4 family homeowners available to qualified homes.


Mobile Homeowners
Owner occupied, either in parks, or on your own land for qualified applicants.


Seasonal Homeowners
Offered without supporting business provided the risk is not being used as rental property. (Lower rates when supported by homeowners)


This package is designed to insure small family farms to medium sized farms.


Dwelling Fire
Designed for many risks that do not meet underwriting requirements for package programs.


Landlords Package
Offered to 1 to 4 family rentals, either owner occupied or non-owner occupied.


Business Owners Package
Available either as a Standard package or as a Deluxe package. This is designed for business owners who meet the classifications and underwriting requirements.


Special Multi Peril Package
Offers a broader range of classifications and flexibility for the small business that does not meet the above package.


Commercial Fire Liability
Allows specific tailoring for the needs of the insured.

If you would like more information on any of our coverages, please feel free to call your local agent. Please read our Privacy Policy Notice for privacy concerns