Billing Plans:
Annual | Semi-Annual* | Quarterly*
*A $4.00 installment fee will be charged on Semi-Annual and Quarterly Payments. No installment fee is charged on Annual Pay.
AutoPay:
We now offer automatic payments of your premium with our AutoPay Plan through Invoice Cloud. With this plan you can pay your premium on a quarterly, semi-annual, or annual basis using your checking account or credit card. Installment fees apply. Please click on the button below to register with Invoice Cloud. **Please contact us at 585-343-7307 to update your billing schedule**
Click the Invoice Cloud registration link below to access:
- AutoPay
- Paperless
- PayByText
- Scheduled Payments
- And more!
Invoice Cloud & AutoPay Registration
General Conditions:
You will be billed for the premium due plus a service charge (on installment billing). You have the option to pay the total premium, installment premium, or any amount between the minimum balance due and total balance. All due dates are based on the effective date of the policy. Any premium adjustments as a result of changes to the policy will be reflected in subsequent bills.
If a policy is cancelled, any unearned premium will be applied against the unpaid balance and billed to you. If there is no unpaid balance on the account, a refund will be issued if applicable.
Cancellation for non-payment:
If a payment is not received by the due date, a Non-Pay Cancellation Notice will be issued. A $25.00 late fee will be applied to the outstanding balance. If the balance due is not received within 18 days of the original due date, the policy will be cancelled.
Reinstatements:
A Continuation of Coverage will be issued on a policy that is in non-pay cancellation, if payment is received prior to the cancellation effective date.
A Reinstatement Notice will be issued on a policy that has cancelled and is reinstated after the cancellation date. A signed statement of no loss and payment is required for reinstatement. Policies that cancel are charged a $25.00 fee to reinstate the policy.
Non-Sufficient Fund (NSF) Checks:
A $25.00 fee will be imposed upon the receipt of a non-sufficient fund (NSF) check from an insured.